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Sumit Agarwal
Sumit Agarwal
Professor of Finance, NUS
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Distance and private information in lending
S Agarwal, R Hauswald
The Review of Financial Studies 23 (7), 2757-2788, 2010
18062010
The age of reason: Financial decisions over the lifecycle
S Agarwal, JC Driscoll, X Gabaix, D Laibson
National Bureau of Economic Research, 2007
16312007
The reaction of consumer spending and debt to tax rebates—evidence from consumer credit data
S Agarwal, C Liu, NS Souleles
Journal of political Economy 115 (6), 986-1019, 2007
6982007
Inconsistent regulators: Evidence from banking
S Agarwal, D Lucca, A Seru, F Trebbi
The Quarterly Journal of Economics 129 (2), 889-938, 2014
6432014
Cognitive abilities and household financial decision making
S Agarwal, B Mazumder
American Economic Journal: Applied Economics 5 (1), 193-207, 2013
6052013
Regulating consumer financial products: Evidence from credit cards
S Agarwal, S Chomsisengphet, N Mahoney, J Stroebel
The Quarterly Journal of Economics 130 (1), 111-164, 2015
5292015
Telecommunications and economic growth: a panel data approach
A Datta*, S Agarwal
Applied Economics 36 (15), 1649-1654, 2004
4872004
Consumption and debt response to unanticipated income shocks: Evidence from a natural experiment in Singapore
S Agarwal, W Qian
American Economic Review 104 (12), 4205-4230, 2014
4772014
Policy intervention in debt renegotiation: Evidence from the home affordable modification program
S Agarwal, G Amromin, I Ben-David, S Chomsisengphet, T Piskorski, ...
Journal of Political Economy 125 (3), 654-712, 2017
474*2017
The spending and debt response to minimum wage hikes
D Aaronson, S Agarwal, E French
American Economic Review 102 (7), 3111-3139, 2012
3472012
From Loan Screening to Loan Prospecting
S Agarwal, I Ben-David
working paper, 2014
343*2014
Learning in the credit card market
S Agarwal, JC Driscoll, X Gabaix, D Laibson
National Bureau of Economic Research, 2008
3402008
Financial literacy and financial planning: Evidence from India
S Agarwal, G Amromin, I Ben-David, S Chomsisengphet, DD Evanoff
Journal of Housing Economics 27, 4-21, 2015
3252015
Payday loans and credit cards: New liquidity and credit scoring puzzles?
S Agarwal, PM Skiba, J Tobacman
American Economic Review 99 (2), 412-417, 2009
3032009
The role of securitization in mortgage renegotiation
S Agarwal, G Amromin, I Ben-David, S Chomsisengphet, DD Evanoff
Journal of Financial Economics 102 (3), 559-578, 2011
2962011
Do banks pass through credit expansions to consumers who want to borrow?
S Agarwal, S Chomsisengphet, N Mahoney, J Stroebel
The Quarterly Journal of Economics 133 (1), 129-190, 2018
295*2018
Do consumers choose the right credit contracts?
S Agarwal, S Chomsisengphet, C Liu, NS Souleles
The Review of Corporate Finance Studies 4 (2), 239-257, 2015
2822015
Adverse selection in mortgage securitization
S Agarwal, Y Chang, A Yavas
Journal of Financial Economics 105 (3), 640-660, 2012
2792012
Mortgage refinancing, consumer spending, and competition: Evidence from the home affordable refinance program
S Agarwal, G Amromin, S Chomsisengphet, T Landvoigt, T Piskorski, ...
The Review of Economic Studies 90 (2), 499-537, 2023
2632023
Optimal mortgage refinancing: a closed‐form solution
S Agarwal, JC Driscoll, DI Laibson
Journal of Money, Credit and Banking 45 (4), 591-622, 2013
261*2013
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