| Empirical studies of financial innovation: lots of talk, little action? WS Frame, LJ White Journal of economic literature 42 (1), 116-144, 2004 | 877 | 2004 |
| Credit scoring and the availability, price, and risk of small business credit AN Berger, WS Frame, NH Miller Journal of money, credit and banking, 191-222, 2005 | 692 | 2005 |
| Small business credit scoring and credit availability AN Berger, WS Frame Journal of small business management 45 (1), 5-22, 2007 | 615 | 2007 |
| The effect of credit scoring on small-business lending WS Frame, A Srinivasan, L Woosley Journal of money, credit and banking, 813-825, 2001 | 573 | 2001 |
| Debt maturity, risk, and asymmetric information AN Berger, MA Espinosa‐Vega, WS Frame, NH Miller The Journal of Finance 60 (6), 2895-2923, 2005 | 480 | 2005 |
| The diffusion of financial innovations: An examination of the adoption of small business credit scoring by large banking organizations J Akhavein, WS Frame, LJ White The Journal of Business 78 (2), 577-596, 2005 | 411 | 2005 |
| Technological change, financial innovation, and diffusion in banking WS Frame, LJ White SSRN, 2014 | 405 | 2014 |
| Why do borrowers pledge collateral? New empirical evidence on the role of asymmetric information AN Berger, MA Espinosa-Vega, WS Frame, NH Miller Journal of Financial Intermediation 20 (1), 55-70, 2011 | 316 | 2011 |
| Tests of ex ante versus ex post theories of collateral using private and public information AN Berger, WS Frame, V Ioannidou Journal of Financial Economics 100 (1), 85-97, 2011 | 288 | 2011 |
| The surprising use of credit scoring in small business lending by community banks and the attendant effects on credit availability, risk, and profitability AN Berger, AM Cowan, WS Frame Journal of Financial Services Research 39, 1-17, 2011 | 216 | 2011 |
| Credit scoring and the availability of small business credit in low‐and moderate‐income areas WS Frame, L Woosley Financial Review 39 (1), 35-54, 2004 | 201 | 2004 |
| Fussing and fuming over Fannie and Freddie: how much smoke, how much fire? WS Frame, LJ White Journal of Economic Perspectives 19 (2), 159-184, 2005 | 186 | 2005 |
| Technological change and financial innovation in banking: Some implications for fintech WS Frame, LD Wall, LJ White FRB Atlanta Working Paper, 2018 | 174 | 2018 |
| Estimating the effect of mortgage foreclosures on nearby property values: A critical review of the literature WS Frame Economic review 95, 2010 | 155 | 2010 |
| The value of Olympic sponsorships: Who is capturing the gold? KA Farrell, WS Frame Journal of Market-Focused Management 2, 171-182, 1997 | 145 | 1997 |
| The rescue of fannie mae and freddie mac WS Frame, A Fuster, J Tracy, J Vickery Journal of Economic Perspectives 29 (2), 25-52, 2015 | 139 | 2015 |
| The information revolution and small business lending: The missing evidence R DeYoung, WS Frame, D Glennon, P Nigro Journal of Financial Services Research 39, 19-33, 2011 | 135 | 2011 |
| The Federal Home Loan Bank System: The Lender of Next‐to‐Last Resort? A Ashcraft, ML Bech, WS Frame Journal of Money, Credit and Banking 42 (4), 551-583, 2010 | 112 | 2010 |
| Reexamining the empirical relation between loan risk and collateral: The roles of collateral liquidity and types AN Berger, WS Frame, V Ioannidou Journal of Financial Intermediation 26, 28-46, 2016 | 88 | 2016 |
| The profit-structure relationship in legally protected banking markets using efficiency measures WS Frame, DR Kamerschen Review of Industrial Organization 12, 9-22, 1997 | 87 | 1997 |
Lawrence J WhiteProfessor of Economics, Stern School of Business, NYUVerified email at stern.nyu.edu
